题目：Loan-based (‘peer-to-peer’) and investment-based crowdfunding platforms: Feedback to CP18/20 and final rules
Senior Advisor，the Bank of England
Michael Sheren is a Senior Advisor within the Bank of England. In his role, he provides counsel and independent challenge to senior PRA Management on matters concerning, governance, banking supervision and policy as well as trends relating to financial markets. On behalf of the BoE and the UK government, Mr Sheren Co-Chaired the G20 Sustainable Finance Study Group with China and has contributed to bilateral negotiations on sustainable finance with China, Brazil and India among other countries. Prior to Joining the Bank, Mr Sheren spent over twenty five years in the debt capital markets where he specialized in the structuring, distribution and trading debt for major global financial institutions in New York and London. Mr Sheren holds master’s degrees from Harvard, The London School of Economics and New York University where he studied finance, economics, philosophy and public policy. He also holds a BA from the George Washington University.